Great Credit Means Great Rates

Get a Credit Analysis to help you improve the likelihood of being Approved For A Mortgage

https://i.imgur.com/HpoHM4t.png

Great Credit Means Great Rates

Get a Credit Analysis to help you improve the likelihood of being Approved For A Mortgage

https://i.imgur.com/HpoHM4t.png

How It Works

Our 3 Step Process


Step 1

Schedule A Consultation

This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.


Repairing your credit means removing or correcting negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.


Step 2

We Analyze Your Report

In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.


This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score. Credit Karma is a very vague score used only to get you to apply for credit cards whether you qualify or not.


Step 3

Upload Documents

More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.


Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed.

How It Works

Our 3 Step Process


Step 1

Schedule A Consultation

This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.


Repairing your credit is removing negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.


Step 2

We Analyze Your Report

In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.


This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score across the board. Credit Karma is a very vague 'vantage score'


Step 3

Dispute Negative Items

More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.


Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed. We must also simultaneously build positive credit as we remove or correct items.

Plans & Pricing

SiLver PLan

What's included:

We Prepare & Mail Letters

Client Portal

Repossessions

Bankruptcy

Charge off /Collections

Foreclosures

Late Payments

Monthly

Individual Pricing

$250.00

Silver Plan 2.0

couples

What's included:

We Prepare & Mail Letters

Client Portal

Repossessions

Bankruptcy

Charge off /Collections

Foreclosures

Late Payments

Monthly

Couples Pricing

$500.00

Silver Max

One-Time Payment

What's included:

We Prepare & Mail Letters

Client Portal

Repossessions

Bankruptcy

Charge off /Collections

Foreclosures

Late Payments

12 months credit clean

One-Time Payment

Individual Price Only

$2,500

"The average American pays around $6,000 a year in debt. When you improve your rates you get to keep that... 🤔"

https://i.imgur.com/HpoHM4t.png

"The average American pays around $6,000 a year in debt. When you improve your rates you get to keep that... 🤔"

https://i.imgur.com/HpoHM4t.png

Contact Us

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About Us

The Short

The Long

Contact Us

Lois Joseph aka “The Financial Hero Unlocked” is a serial entrepreneur, certified credit consultant, and investor that enjoys continuing her education in all facets of financial freedom. Her #1 being the Power of Credit and applying it within her personal and business life. She’s passionate about educating others about the power of leveraging their credit as well as implementing major moves that will create and generate generational wealth. After years of educating and implementing, The Financial Hero Unlocked was born.

We are a credit enhancement company that assist our clients in restoring their credit and improving their financial outlook. We are passionate about educating and helping people achieve their financial goals. We DO NOT guarantee any specific credit results however we DO guarantee that we will attack accounts that are not in compliance with industry reporting standards.

About Us

The Short

The Long

Contact Us

Unable to find form

About Us


The Short

Lois Joseph aka “The Financial Hero Unlocked” is a serial entrepreneur, certified credit consultant, and investor that enjoys continuing her education in all facets of financial freedom. Her #1 being the Power of Credit and applying it within her personal and business life. She’s passionate about educating others about the power of leveraging their credit as well as implementing major moves that will create and generate generational wealth. After years of educating and implementing, The Financial Hero Unlocked was born.

The Long

We are a credit enhancement company that assist our clients in restoring their credit and improving their financial outlook. We are passionate about educating and helping people achieve their financial goals. We DO NOT guarantee any specific credit results however we DO guarantee that we will attack accounts that are not in compliance with industry reporting standards.

Contact Us

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7901 4th St N, STE 300, St. Petersburg FL 33702