Great Credit Means Great Rates
Get a Credit Analysis to help you improve the likelihood of being Approved For A Mortgage
https://i.imgur.com/HpoHM4t.png
Great Credit Means Great Rates
Get a Credit Analysis to help you improve the likelihood of being Approved For A Mortgage
https://i.imgur.com/HpoHM4t.png
How It Works
Our 3 Step Process
Step 1
Schedule A Consultation
This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.
Repairing your credit means removing or correcting negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.
Step 2
We Analyze Your Report
In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.
This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score. Credit Karma is a very vague score used only to get you to apply for credit cards whether you qualify or not.
Step 3
Upload Documents
More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.
Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed.
How It Works
Our 3 Step Process
Step 1
Schedule A Consultation
This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.
Repairing your credit is removing negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.
Step 2
We Analyze Your Report
In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.
This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score across the board. Credit Karma is a very vague 'vantage score'
Step 3
Dispute Negative Items
More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.
Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed. We must also simultaneously build positive credit as we remove or correct items.
Plans & Pricing
SiLver PLan
What's included:
We Prepare & Mail Letters
Client Portal
Repossessions
Bankruptcy
Charge off /Collections
Foreclosures
Late Payments
Monthly
Individual Pricing
$250.00
Silver Plan 2.0
couples
What's included:
We Prepare & Mail Letters
Client Portal
Repossessions
Bankruptcy
Charge off /Collections
Foreclosures
Late Payments
Monthly
Couples Pricing
$500.00
Silver Max
One-Time Payment
What's included:
We Prepare & Mail Letters
Client Portal
Repossessions
Bankruptcy
Charge off /Collections
Foreclosures
Late Payments
12 months credit clean
One-Time Payment
Individual Price Only
$2,500
"The average American pays around $6,000 a year in debt. When you improve your rates you get to keep that... 🤔"
https://i.imgur.com/HpoHM4t.png
"The average American pays around $6,000 a year in debt. When you improve your rates you get to keep that... 🤔"
https://i.imgur.com/HpoHM4t.png
Contact Us
About Us
The Short
The Long
Contact Us
Lois Joseph aka “The Financial Hero Unlocked” is a serial entrepreneur, certified credit consultant, and investor that enjoys continuing her education in all facets of financial freedom. Her #1 being the Power of Credit and applying it within her personal and business life. She’s passionate about educating others about the power of leveraging their credit as well as implementing major moves that will create and generate generational wealth. After years of educating and implementing, The Financial Hero Unlocked was born.
We are a credit enhancement company that assist our clients in restoring their credit and improving their financial outlook. We are passionate about educating and helping people achieve their financial goals. We DO NOT guarantee any specific credit results however we DO guarantee that we will attack accounts that are not in compliance with industry reporting standards.
About Us
The Short
The Long
Contact Us
About Us
The Short
Lois Joseph aka “The Financial Hero Unlocked” is a serial entrepreneur, certified credit consultant, and investor that enjoys continuing her education in all facets of financial freedom. Her #1 being the Power of Credit and applying it within her personal and business life. She’s passionate about educating others about the power of leveraging their credit as well as implementing major moves that will create and generate generational wealth. After years of educating and implementing, The Financial Hero Unlocked was born.
The Long
We are a credit enhancement company that assist our clients in restoring their credit and improving their financial outlook. We are passionate about educating and helping people achieve their financial goals. We DO NOT guarantee any specific credit results however we DO guarantee that we will attack accounts that are not in compliance with industry reporting standards.